Discharge of Bankruptcy

Bankruptcy Discharge Under Guidance of a Trained Bankruptcy Attorney

The bankruptcy court grants a debtor what is known as a “discharge” which relieves personal liability from the debtor on debts that are prepetition. Pre-petition debts are those debts which are incurred as a liability prior to the date of filing the bankruptcy. Only those individuals who qualify may receive bankruptcy discharge. Some types of debts may, however not receive a bankruptcy discharge.

Each person has unique circumstances, hence, the experience of a dallas bankruptcy attorney assures that you will understand and not be mislead by reading and learning all of your information about law on the internet or from asking friends who have filed bankruptcy.


Under certain circumstances, debtor do not receive any discharge entirely.

Some specific debts which are non-dischargeable have been listed in 11 U.S.C. §523(a). These debts include the these types of financial debts:

Most kinds of taxes could be held non-dischargeable

Fraud debts which were incurred as a result of fraud

Debts which were incurred by false writings

Some specific credit card financial abuses, such as mainly credit card cash advances as well as purchase of luxury items

Unscheduled creditors which were not listed in the bankruptcy petition and were not amended for inclusion later

Debts from larceny, fraud or defalcation as a fiduciary person such as a member of the board of directors of a company

Child support, alimony, spousal maintenance…essentially including domestic obligations for support.

Debts that result from malicious injury are non-dischargeable

Governmental fines, penalties

Student loans in most cases

Debts personal injury or death which was caused as a result of motor vehicle, aircraft, or other vessel operation while intoxicated

Debts which were previously denied discharge from a prior bankruptcy case

This all being said, the best way for a person to learn whether the debt they personally have is dischargeable or not, contacting a bankruptcy lawyer in the Dallas/Fort Worth area may be your best bet. Should you have concerns, reach out, speak with an attorney, and do your research carefully to make sure that you obtain the best outcome possible.


Blog Home